Once you’ve submitted your documents to support your application, the following are the key next steps: If you're an existing HSBC mortgage customer interested in switching to a new mortgage rate, we can help you look at your options. Applying for a Decision in Principle can be done over the phone, in branch or online. Buy, trade up or refinance your property with a wide range of HSBC mortgage options and flexible repayment plans. Log on with unique username This link will open in a new window, Follow HSBC UK on Facebook This link will open in a new window, Follow HSBC UK on Twitter This link will open in a new window, Follow HSBC UK on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, View our service status to see how we're doing, Careers, media, investor and corporate information. Your mortgage application. Rate displayed includes a 0.05% discount off our Special Offer rate and is only available for residential mortgages. Programs are subject to change. If you started a mortgage application over the phone or online, you can log on to complete it or track its progress. Applications are subject to credit approval. For information and to confirm most recent rates, please contact any HSBC branch. Log in to complete your application or track its progress. We will not include any furlough or job support income in your application. HSBC Deluxe Mortgage 10/6 ARM: The total repayment term for this ARM loan is 30 years or 360 payments. Opening hours within the mortgage departments may vary. It’s important that you’re aware of the following information: Step 1 - Log in to apply, however you will not receive advice. Dollars or equivalent at any member of the HSBC Group (in the U.S. or home country). A soft credit check will include an initial enquiry against your credit history and it will have no impact on your credit score. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. HSBC Fixed rates are fixed for a specific period. If your working hours have recently changed, your payslip will need to evidence this. It’s easy to get in touch online. View the supporting documents which will be required and book an appointment with a Mortgage Advisor. We’ll assess what you can afford by reviewing your latest payslip and the hours you’ve worked. If you are a non-UK resident, you won’t be able to apply online. Compare fixed rate, floating rate, split home loan and more. Our website doesn't support your browser so please upgrade. Discover expat mortgage options with HSBC Expat, including home loan plans for renting and buying, locally and abroad. The minimum balance requirement must be fully funded before the closing of the mortgage loan. Also Premier and Advance banking and more… All rights reserved, Pick up where you left off or check progress of an application made in branch, over the phone or online. Please see our current rates and any mortgage fees that may apply. If you've forgotten it you'll also be able to request a new one here. Contact HSBC. Call (852) 2233 3322 Rates are subject to change without notice. Find out more Find out more about HSBC HomeSmart-i Mortgage This link will open in a new window. Think carefully before securing other debts against your home. Your mortgage account number and sort code can be found on your mortgage statement, or offer. What happens next; Check and edit application; Add or remove an applicant; What you've done so far; View your documents; You need to log on using your mortgage security details to view the application. Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. We’re sorry we can’t accept mortgage applications over 90% Loan to Value at the moment. Depending on your personal circumstances, additional documents may also be requested. It involves two key stages: getting a Decision in Principle (sometimes called an Agreement in Principle), then making a mortgage application. This won’t be seen in searches by other companies, when it comes to considering your application, we'll perform a full credit check, which may highlight anything in your credit history that would affect a mortgage application. In each case, the correct paperwork will be required. Our dedicated mortgage arrangers will talk you through your options, answer your questions and support you through the mortgage application process. The variable rate is equal to HSBC Prime Rate -1.46%. The actual process of making a mortgage application – after you’ve got your Decision in Principle – can be done over the phone, in branch or online. 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