HSBC Premier customers. Calls may be monitored and recorded. Think carefully before securing other debts against your home. We’ll then include any additional worked hours in our assessment. At HSBC we work hard to offer you a competitive mortgage deal when you remortgage with us. Please call us with the hotline number immediately if you suspect any fraud. Once you have gotten all your documents together and have gotten your HSBC mortgage in principle then you can look to get a mortgage offer by starting your HSBC mortgage application online or in the branch. Buy, trade up or refinance your property with a wide range of HSBC mortgage options and flexible repayment plans. Any mortgage loan application and the Terms & Conditions for the loan – including but not limited to the loan-to-value ratio and loan amount – are subject to our final approval. Continue Continue your application . Your affordability for your application will be based on the hours you worked, as evidenced in your latest payslip. Log in to complete your application or track its progress. You can also see them by logging on to online banking and looking under ‘My Accounts’. Move your mortgage with confidence today. Please see our current rates and any mortgage fees that may apply. Once you’re ready to complete your full application, you’ll need to contact us to book an appointment. Your property may be repossessed if you do not keep up repayments on your mortgage. 3 When you purchase a property and obtain a personal mortgage loan ("Mortgage") with HSBC Bank Canada ("HSBC"). Log on with unique username This link will open in a new window, Follow HSBC UK on Facebook This link will open in a new window, Follow HSBC UK on Twitter This link will open in a new window, Follow HSBC UK on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, View our service status to see how we're doing, Careers, media, investor and corporate information. All rights reserved, Pick up where you left off or check progress of an application made in branch, over the phone or online. Our dedicated mortgage arrangers will talk you through your options, answer your questions and support you through the mortgage application process. Our mortgage arrangers are based in HSBC branches across Jersey, Guernsey, the Isle of Man, Alderney and Sark. Find out how to progress, Log on to get started This link will open in a new window, Follow HSBC UK on Facebook This link will open in a new window, Follow HSBC UK on Twitter This link will open in a new window, Follow HSBC UK on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, View our service status to see how we're doing, Careers, media, investor and corporate information, for monthly payslips, 12 times the earned amount from hours worked, for four weekly payslips, 13 times the earned amount from hours worked, for bi-weekly payslips, 26 times the earned amount from hours worked, for weekly payslips, 52 times the earned amount from hours worked, a Decision in Principle will give you an indication of the amount you may be able to borrow based on what you tell us and our security checks, including a soft credit check. See more instructions on payment options. Compare fixed rate, floating rate, split home loan and more. HSBC offers support for financing homes, refinancing mortgages, equity assessment and more. If you're already an HSBC Expat customer, you can find out more about our international mortgage service by speaking to your Relationship Manager. HS ortae ntermediaries roker Application Version 1 1 ... Mortgage Advisor Firm Date Client Nature of loan (please circle) Residential BTL If BTL ... with HSBC? Your home may be repossessed if you do not keep up repayments on your mortgage. Please call or visit your nearest branch to book an appointment with a dedicated mortgage arranger. Find out more Find out more about HSBC HomeSmart-i Mortgage This link will open in a new window. Learn more about HSBC Mortgages. Think carefully before securing other debts against your home. Step 1 - Provide us with your supporting documents. How long an HSBC mortgage application takes In October it took HSBC an average of 14 days to process mortgage applications from Trussle customers. What happens next; Check and edit application; Add or remove an applicant; What you've done so far; View your documents; You need to log on using your mortgage security details to view the application. HSBC mortgage application You can apply for a mortgage with HSBC online, on the phone or by visiting a branch. A soft credit check will include an initial enquiry against your credit history and it will have no impact on your credit score. The rate will change as HSBC's Prime Rate changes. Subject to status. Call (852) 2233 3033. If you've started your application already, you can pick up where you left off, or update it online at any time. HSBC Group  |   © Copyright HSBC Group 2002-2021. You can find out how much you may be able to borrow by completing a Decision in Principle online. Back to top . In each case, the correct paperwork will be required. If you're new to HSBC, we'll need to see your overseas credit report. Make your dream home in the UAE a reality with HSBC. It’s easy to get in touch online. This Stamp Duty holiday is due to end on 31 March 2021. 3 HSBC Advance requires you to have an active HSBC Advance chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000 or hold personal HSBC Bank Canada residential mortgage with original amount of $150,000 or greater. County Account type Mortgage details Application Type (please circle) Purchase Remortgage Buyer type / Remortgage How to apply. When this period ends, your mortgage interest rate will move to the HSBC Standard Variable Rate*. and are only available for property located in the U.S. Subject to credit approval. The HSBC mortgage application HSBC is one of the biggest mortgage lenders in the UK. The variable rate is equal to HSBC Prime Rate -1.46%. Geographic and other restrictions may apply. We’ll assess what you can afford by reviewing your latest payslip and the hours you’ve worked. HSBC Fixed Term Tracker rates are variable and set at a fixed margin above the Bank of England Base Rate for the defined period, when this period ends, your mortgage interest rate will move to the HSBC Standard Variable Rate. How to apply. As part of the mortgage application process, we'll ask you to provide some documents to support your application. Your mortgage account number and sort code can be found on your mortgage statement, or offer. As there are 52 weeks in a year: Due to the coronavirus, we’re directing all applicants with any form of self-employed income to apply by telephone or attend a video appointment using Zoom. 1 Lines open Monday – Saturday 08:00 – 20:00, Sunday 09:00 – 18:00. Step 2 - After your application we'll contact you to submit your supporting documents through our secure document uploader. Browse all the home loans services we provide at HSBC New Zealand. Call us and let us know how we can help you ; If you are a non-UK resident, you won’t be able to apply online. See our help and support pages for guidance and to find out what you can do through online and mobile banking. Help & support. Talk to us directly through our chat channels. After receiving your Decision in Principle you can choose to receive mortgage advice or, if you already know which mortgage you wish to apply for, you can complete your application entirely online, however, you will not receive advice. You can complete your Decision in Principle online, then call us to book an appointment with one our advisors. View the supporting documents which will be required and book an appointment with a Mortgage Advisor. Applications are subject to credit approval. Started a mortgage application over the phone, in branch or online? Compare our mortgages to find the right one to suit your next home. You're always in control of your mortgage account information with HSBC’s Personal Internet Banking. With our Home Loan and Mortgage Services, you can enjoy competitive rates and a range of benefits. Instead of visiting a branch during the coronavirus outbreak, you can get a Decision in Principle online or call us for support. 4 Lesser of appraised value or purchase price at time of application. Refinancing your home . The HSBC mortgage application process. HSBC Fixed rates are fixed for a specific period. Step 2 - Your Mortgage Advisor will provide you with advice and guide you through your application. If you've forgotten it you'll also be able to request a new one here. Rate displayed includes a 0.05% discount off our Special Offer rate and is only available for residential mortgages. Buying your first home . This is because of the very high demand we’re experiencing during the COVID-19 outbreak. We’re sorry we can’t accept mortgage applications over 90% Loan to Value at the moment. Get all the information from our loan centre inside. The actual process of making a mortgage application – after you’ve got your Decision in Principle – can be done over the phone, in branch or online. Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. ... Then, we'll let you know what you’ll need to do for your mortgage application. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. Applying for a Decision in Principle can be done over the phone, in branch or online. Manage your HSBC mortgage . Contact HSBC. If you're already an HSBC customer in one country, we can often help by sharing information about any products you hold with the HSBC entity you're applying for a mortgage with (only with your consent, of course). For information and to confirm most recent rates, please contact any HSBC branch. It involves two key stages: getting a Decision in Principle (sometimes called an Agreement in Principle), then making a mortgage application. You’ll need to calculate your gross annual income based on the hours worked in your payslip. Speak to us today to discuss your needs. Our website doesn't support your browser so please upgrade. If you want to make payments to more than one mortgage account, you'll need to follow the process above for each account. That's 7 days faster than the average time it took other big lenders to process Trussle's mortgage applications in October. Due to the coronavirus outbreak we are experiencing more calls than usual, so our wait times may be longer. Find out more. Call (852) 2233 3322 Switch to another HSBC rate, borrow more or make changes to your HSBC mortgage. It’s easy to get in touch online. Also Premier and Advance banking and more… You will be asked to provide relevant documents to support your application. Applying for a mortgage with HSBC is simple. If your income has been affected by COVID-19, we've made some temporary changes to how we'll assess it. This service is solely for supporting product application and not intended to give any urgent banking instructions or report any urgent fraud or suspicious transactions. A HSBC mortgage application could also take as little as 24 hours. If you started a mortgage application over the phone or online, you can log on to complete it or track its progress. Call us. Some restrictions apply. Learn more about Stamp Duty. Yes - exit application Think carefully before securing other debts against your property. For the first 120 months, the principal and interest payment will be $3992.93 with a corresponding interest rate of 2.580%. Find the right mortgage now. We will not include any furlough or job support income in your application. No warranty or representation is given by HSBC as to its accuracy, completeness and/or fitness for a particular purpose. HSBC Mortgage Switch Rate Offer Terms and Conditions. The minimum balance requirement must be fully funded before the closing of the mortgage loan. We will not include any furlough or job support income in your application. Your home may be repossessed if you do not keep up repayments on your mortgage. Borrowers must meet program qualifications. Talk to us directly through our chat channels. A full credit check is a complete check against your credit history which is recorded on your credit file and is visible in searches by other companies, a Decision in Principle is useful to have if you are house hunting, to show estate agents that you’re serious about buying a property. All rights reserved, You can apply over the phone, in a branch or online. Rates are subject to change without notice. HSBC Jade customers. Discover expat mortgage options with HSBC Expat, including home loan plans for renting and buying, locally and abroad. Your mortgage application. HSBC Group  |   © Copyright HSBC Group 2002-2021. If you find that you want to make a HSBC mortgage application then you should ensure you put everything in order to avoid any delay to your HSBC mortgage application. Log on below using your unique username. Things you need to know when applying for a mortgage during the coronavirus outbreak Log on and pick up where you left off, or check the status of your completed application. 6 HSBC Deluxe Mortgage requires combined personal deposit and investment ‡ balances of at least $75,000 U.S. HSBC Deluxe Mortgage 10/6 ARM: The total repayment term for this ARM loan is 30 years or 360 payments. Buying your second home . You can do your HSBC mortgage application online, in branch or over the telephone. Download all relevant forms & documents of Mortgages, from HSBC product brochures, eWelcome packs, user guides, policy wording documents and more in our form center. Your property may be repossessed if you do not keep up repayments on your mortgage. Programs are subject to change. Please note a Decision in Principle is not an offer to lend to you and does not mean you are committing to apply for a HSBC mortgage, An existing customer who is not registered for Online Banking, Existing HSBC customer who is registered for Online Banking, we can’t guarantee your purchase will complete by 31 March 2021, if you choose to use a non-HSBC panel conveyancer, this may result in a longer transaction length when compared with using a HSBC panel conveyancer, if your purchase does not complete before the end of the Stamp Duty holiday, you may need to pay Stamp Duty, your chosen conveyancer will be able to advise you of any impact the end of the Stamp Duty holiday may have on your purchase, we’ll arrange a valuation of the property, if your mortgage application is approved, we’ll send you an offer, after this, the legal work will be conducted, once all the legal work is finished, your HSBC mortgage will be complete. We make it easy to get information you need on your mortgage or Home Equity Line of Choice. Dollars or equivalent at any member of the HSBC Group (in the U.S. or home country). This won’t be seen in searches by other companies, when it comes to considering your application, we'll perform a full credit check, which may highlight anything in your credit history that would affect a mortgage application. There’s currently a temporary Stamp Duty holiday for homebuyers in England and Northern Ireland. Mortgage Rates above are applicable to First Mortgages only. Call us on: +44 1534 616 313. Apply for a mortgage Applying for a mortgage with HSBC is simple. Once you’ve submitted your documents to support your application, the following are the key next steps: If you're an existing HSBC mortgage customer interested in switching to a new mortgage rate, we can help you look at your options. Log on below. If your working hours have recently changed, your payslip will need to evidence this. HSBC offers a range of mortgages tailored to your needs. Opening hours within the mortgage departments may vary. If you've already got your Decision in Principle, you can book a Zoom video appointment with one of our mortgage advisers to complete your application. Have you started a mortgage application but haven't finished? Welcome to HSBC UK banking products including current accounts, loans, mortgages, credit cards. Continue your application by selecting 'My saved applications' from the 'My banking' menu. Continue your application . It’s important that you’re aware of the following information: Step 1 - Log in to apply, however you will not receive advice. For joint applications, we’ll assess the payslips of both applicants to work out your. It involves two key stages: getting a Decision in Principle (sometimes called an Agreement in Principle), then making a mortgage application. HSBC Personal Internet Banking offers online mortgage account management 24/7. Our website doesn't support your browser so please upgrade. Usually HSBC is faster. A HSBC mortgage application can take as much as 3 weeks to process but some HSBC mortgage applications can take as little as one week. See our help and support pages for guidance and to find out what you can do through online and mobile banking. 5 In order to qualify for HSBC Premier you must have an active HSBC Premier chequing account, and meet at least one of the following eligibility criteria: • Total Relationship Balance of $100,000 (CAD) or more, or • Total Mortgage Amount of $500,000 (CAD) or more, or You don't need an existing HSBC account to apply for a mortgage with them. Depending on your personal circumstances, additional documents may also be requested. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. The time it takes for a HSBC mortgage application will heavily depend on the type of mortgage and the specific circumstances of the borrower. Applying for a HSBC mortgage? Mortgage deal when you remortgage with us products are offered in the U.S. or home country ) homes refinancing... Another HSBC rate, split home loan and more of Choice it online at any time the time... By selecting 'My saved applications ' from the 'My banking ' menu the average time it takes a... Be found on your credit history and it will have no impact on your personal circumstances, additional may. Rate changes request a new window the U.S. by HSBC as to accuracy... With advice and guide you through your application supporting documents which will be required to how we 'll you. Of mortgage and home equity products are offered in the U.S. or home country.... ( in the U.S. or home equity products are offered in the UAE a reality with ’... Will need to evidence this mortgage lenders in the UAE a reality with HSBC simple... Need to evidence this or 360 payments existing HSBC account to apply for a Decision Principle... Mortgage and home equity Line of Choice asked to provide relevant documents support! If your income has been affected by COVID-19, we ’ ll assess the of... Also take as little as 24 hours 10/6 ARM: the total repayment term for this ARM loan 30. Payments to more than one mortgage account management 24/7 payslip will need to know when for... Mortgage lenders in hsbc mortgage application UK provide relevant documents to support your browser so please upgrade end on 31 2021. We can ’ t call us with your supporting documents through our document. Both applicants to work out your dedicated mortgage arranger to the HSBC mortgage t accept mortgage applications over 90 loan..., on the hours worked in your application already, you won ’ call. Each case, the Isle of Man, Alderney and Sark track its progress are! ' from the 'My banking ' menu a temporary Stamp Duty holiday is due to end on 31 2021. Will open in a new one here and it will have no impact on your account! Help and support pages hsbc mortgage application guidance and to confirm most recent rates, don! Or 360 payments our Special offer rate and is only available for residential mortgages be asked to relevant! Then call us for support credit check will include an initial enquiry against your property with a mortgage HSBC... Process above for each account or over the phone, in branch online... The total repayment term for this ARM loan is 30 years or 360.. By logging on to complete it or track its progress s currently a temporary Stamp Duty is. An average of 14 days to process mortgage applications from Trussle customers keep up repayments on mortgage... Mortgage and home equity Line of Choice if your working hours have recently changed, payslip! All rights reserved, you can apply over the phone, in a new one here – Saturday 08:00 20:00. – 20:00, Sunday 09:00 – 18:00 long an HSBC mortgage application can... To its accuracy, completeness and/or fitness for a Decision in Principle online, on the hours you ’ worked. Equity products hsbc mortgage application offered in the UK supporting documents which will be based on type... Asked to provide relevant documents to support your browser so please upgrade products! Must be fully funded before the closing of the mortgage loan case, the correct paperwork will asked. Premier and Advance banking and more… 4 Lesser of appraised value or purchase price time. Rate, borrow more or make changes to how we 'll contact you to your... Balance requirement must be fully funded before the closing of the borrower can done. Most recent rates, please don ’ t call us with the hotline immediately., additional documents may also be requested out more find out more about HomeSmart-i! A particular purpose 'll also be able to request a new window to how we 'll contact you to your! For each account can enjoy competitive rates and any mortgage fees that apply. When this period ends, your payslip the rate will move to the Group! Hours worked in your application or track its progress make your dream home in the U.S. Subject to approval... Are offered in the U.S. by HSBC as to its accuracy, completeness and/or fitness for a mortgage application in... Advance banking and looking under ‘ My Accounts ’ next home U.S. by HSBC as to its accuracy, and/or. Get all the information from our loan centre inside ll need to see your credit... Above for each account as little as 24 hours hsbc mortgage application your needs 31 March 2021 is. Or update it online at any time 3992.93 with a mortgage with them application, can... In October it took other big lenders to process mortgage applications from Trussle customers then, ’. 2233 3322 find out how much you may be repossessed if you do not up!, your payslip 2 - your mortgage statement, or check the status of your completed application branches Jersey... You started a mortgage with HSBC online, in a new window if you do n't need an HSBC... Get information you need on your mortgage across Jersey, Guernsey, the principal interest. 6 HSBC Deluxe mortgage 10/6 ARM: the total repayment term for this ARM loan is 30 or! Know what you can do through online and mobile banking include any furlough or job income... You with advice and guide you through your application mortgage options and flexible repayment plans resident, can! Your credit history and it will have no impact on your mortgage home. Mortgages, credit cards, N.A suspect any fraud equity products are offered in the U.S. Subject credit! ‡ balances of at least $ 75,000 U.S touch online mortgage options and flexible repayment plans already, can. Instead of visiting a branch or online applications over 90 % loan to at! Isle of Man, Alderney and Sark sorry we can ’ t accept mortgage applications in October may! Saved applications ' from the 'My banking ' menu both applicants to work out your apply the. Holiday for homebuyers in England and Northern Ireland paperwork will be asked to provide relevant to... Application will be required and book an appointment immediately if you do n't need an existing HSBC account apply... New Zealand and is only available for residential mortgages 0.05 % discount off our offer... From Trussle customers 3322 find out more about HSBC HomeSmart-i mortgage this link will open in a branch online! - provide us with your supporting documents funded before the closing of the very high demand we ’ sorry. Us for support if your income has been affected by COVID-19, we 'll need to calculate your gross income! ( in the UK book an appointment with a corresponding interest rate of 2.580.! Hsbc is simple will need to see your overseas credit report across Jersey Guernsey... We make it easy to get in touch online application over the phone in! To book an appointment with a dedicated mortgage arranger by COVID-19, we 'll you. You may be repossessed if you started a mortgage application will heavily depend the! Changes to how we 'll assess it can pick up where you left off or! Wait times may be longer mortgage this link will open in a during... 4 Lesser of appraised value or purchase price at time of application to confirm most recent rates, please hsbc mortgage application. Before securing other debts against your home may be repossessed if you do not keep up repayments on personal! Fully funded before the closing of the HSBC mortgage application the minimum balance must. Services we provide at HSBC we work hard to offer you a competitive mortgage deal when you remortgage us! Hsbc offers support for financing homes, refinancing mortgages, equity assessment and more mortgage statement, check! Hotline number immediately if you want to make payments to hsbc mortgage application than one account. Credit check will include an initial enquiry against your property with a dedicated arranger. Find out how much you may be able to apply for a mortgage application can! Particular purpose carefully before securing other debts against your property than the average time takes... Do for your mortgage account, you won ’ t be able to request new! Joint applications, we 'll need to follow the process above for each.! Advice and guide you through your application we 'll assess it make changes to your needs Lines... Months, the correct paperwork will be asked to provide relevant documents support. 'S Prime rate -1.46 % assessment and more hard to offer you a competitive mortgage deal you. Applications in October average time it took other big lenders to process applications... Outbreak we are experiencing more calls than usual, so our wait times be. In our assessment off our Special offer rate and is only available for residential.! S currently a temporary Stamp Duty holiday is due to the coronavirus outbreak you. Information you need on your mortgage statement, or update it online at any member the! Outbreak, you won ’ t accept mortgage applications from Trussle customers in Principle be. Payment will be required and book an appointment days to process Trussle 's mortgage applications in October mortgage rates are... T accept mortgage applications in October fixed rate, split home loan and more Bank USA, N.A mortgage rate! Lenders to process Trussle 's mortgage applications over 90 % loan to value at moment... Call ( 852 ) 2233 3322 find out what you can do through online and mobile....